Financial Options
At Michael J. Scoles, DMD, we believe that everyone deserves access to quality dental care. We understand that dental treatment can be a significant investment, which is why we offer a variety of financial options to make your care as affordable as possible.
Insurance
We accept most major dental insurance plans and will work with your insurance provider to maximize your benefits. Our knowledgeable staff will help you understand your coverage and file claims on your behalf. If you have questions about whether we accept your specific insurance plan, please call our office at 425-228-6444.
Payment Options
We accept the following payment methods:
- Cash
- Check
- Credit cards (Visa, MasterCard, American Express, Discover)
- Debit cards
- Cherry patient financing
- CareCredit healthcare financing
CareCredit Financing
We're proud to offer CareCredit, a healthcare credit card designed specifically for medical and dental expenses. CareCredit offers:
- Special financing options with low monthly payments
- No upfront costs, prepayment penalties, or annual fees
- Quick and easy application process
- Instant approval decisions
With CareCredit, you can begin your treatment immediately and pay over time with a plan that fits your budget. Ask our team about CareCredit options during your visit.
Membership Plan
We also offer an in-house membership plan for patients without dental insurance. Our membership plan provides:
- Preventive care at no additional cost
- Discounts on additional treatments
- No waiting periods or annual maximums
- Affordable monthly or annual payment options
Learn more about our membership plan and see if it's right for you.
Making a Payment
You can make payments in person at our office, by phone, or through our secure online payment portal. If you have questions about your account or need to set up a payment plan, our friendly staff is here to help.
Questions About Financing?
We're committed to making dental care accessible and affordable for all our patients. If you have questions about insurance, payment options, or financing, please don't hesitate to contact us at 425-228-6444. We'll be happy to discuss your options and help you find a solution that works for your budget.


